Contents Preface ix List of Contributors xi Anil Kumar Thakur and Praveen Sharma Introduction xv 1. A. Kumari and N. Malathi Micro-credit and Rural Development 1 2. Mona Khare Self-Help Groups: A Vehicle for Women's Empowerment- Experiences of Madhya Pradesh 11 3. Rais Ahinad Cooperative Credit and SHGs: Today and Tomorrow 27 4. J.A. Sarvaiya Activity of Rural Micro-finance 46 5. M.S. Kallur Micro-credit through Self-Help Groups (SHGs) for Promotion of Rural Development in Karnataka: The Present and the Future 64 6. Mahesh Chandra Pmsnd and Shambhu Pd. Sah Management and Planning of Micro-credit for Rural Development in India 80 7. Anita Gogna and Satish Verma Micro-credit and Poverty Alleviation 100 8. D.C. Pathak and S.K. Pant Micro-finance-A Magic Wand for Poverty Alleviation: A Case Study of SGSY 111 9. G.M. Bhat and Altaf Hussain Kira Changing Dynamics of Micro-credit in India: Transition from NGO to Non-Banking Financial Company 134 10. S. Benjamin Christopher and /. Karthikeyani Macro-credit and Rural Development: A Case Stydy with Special Reference to Annamalai Block 165 11. K. Pazhani and 5. Jesi Isabella Formal and Informal Credit in the Coastal Villages of Kanyakumari District, Tamil Nadu 181 12. Narendra Kumar, C.P. Kasaiah, V. Balakrishnama Naidu and M. Rukmini Micro-credit and Self-Help Groups in India 202 13. K.A. Nirmala and Geetha Mohan Socio-economic Impact of Micro-credit: A Study of Measurement 207 14. Amandeep Kaur and Kuldip Kaur Co-operative Credit and Micro-credit- A Comparative Analysis 225 15. Abhishek Kumar and Alpana Sharma Micro-finance: Some Important Variables (Micro-finance Programme in India) 246 16. Tahnar Snbanna, B.P. Bulla, Uttam Kamble and T. Shanta Porapur SHGs and Women Empowerment: A Case of Hyderabad-Karnataka Region in Karnataka 268 17. B.K. Panda and R.K. Panda Levels of Living of Tribal Self-Help Groups Promoted under Watershed Programme in KBK Districts of Orissa 289 18. S.R. Singh and M.P. Srivastava Micro-finance: Scope and Linkages with Faster and Inclusive Growth 309 19. K.A. Rasure Micro-finance: A Tool for Women Empowerment325 20. Amarjit Singh Sethi and Aman Gill Co-operative Credit and Rural Development in Punjab: Implications for Employment 341 21. Md. Tarique and Ranjan Kumar Thakur Growth of Micro-credit in India: An Evaluation 367 22. G.Savaraiah, K. Mamatha and C. Gangulappa Self-Help is the Best Help in the Eradication of Rural Poverty: An Empirical Study in Nellore District of A.P. 390 23. A. Kumar and Bharat Bhushan Economic Evaluation of Micro-credit Institution: An Empirical Analysis 405 24. B.M. Jani Micro-finance for Inclusive Growth and Inclusive Finance: Issues and Policy Options 416 25. Yogendra Nath Mann Financial Inclusion: Role of Banks in Indian Context 430 26. B.K. Thakur Micro-finance and its Relevance after Reforms (A Special Focus on Rural Credit in India) 441 27. Baij Nath Singh Micro-finance for Rural Women's Empowerment: A Perspective 456 28. Kiimkum Narain and Mira Mridnbhashini Metamorphosism of SHGs in Koderma 465 29. T.P. Singh and Prem Lata Kumari Micro-credit Intervention and Economic Empowerment of Women through Self-Help Groups in India 479 30. Bipin Kitmar Empowering of Women through Micro-credit and SHG in India 485 31. R. Rajkumar and P. Chennakrishnan Micro-finance and Poverty Reduction' 498 32. Ashwini Kant Jha, Bhavna jha and Rajeshwar Roy Potential -of Micro-level Rural Credit in Bihar: An Innovative Credit Experiment with New Generation Financial Institutions 506 Index 529