CONTENTS Preface xi List of Contributors xv 1.Role of Credit in Rural Development 1 Ashis Kumar Nandi 2.Technology Solutions for Financial Inclusions 31 Amit Kumar 3.Rural Credit Delivery-To Improve Rural Productivity and Economic Welfare 46 Subhas Kumar & Dular Hazam 4.Rural Credit by Formal Agencies: An Overview 52 Naveen Kumar Mishra 5.Agricultural Credit in India : A Review of Performance and Policies 74 Sasanka Sekhar Bhaumik 6.Innovative Delivery Channels in Banks: A Tool for Inclusive Growth 117 Sanjay Singh 7.Regional Rural Banks (RRBs): Catalyst of Rural Development 130 Santanu Bhaduri 8.Agricultural Development Through NABARD : An Exploratory Approach 153 Veena Kumari 9.Dedicated Service of NABARAD to the Rural Economy 162 Krishna Kumar 10.Role of NABARD in Rural Development 168 Sweeti Kutnari 11.Cooperative Movement in India-A Historical Perspective 174 Ajit Kumar Thakur 12.Performance of PACS: A Serious Cause of Regional Imbalances 188 Md. Shahabuddin 13.Cooperative Credit and Banking to Rural Areas: An Overview 210 Prabhat Kumar 14.SWOT Analysis of Cooperatives in India 230 Arvind Kumar Jha 15.Co-operatives in the Changing Economy of India 242 Shashi Kapur Das 16.Self Help Groups in India: An Analysis 276 M.S.Gupta 17.Importance of Micro-Finance for Book 292 Jai Shanker Prasad Singh 18.Micro-Credit in India- Emerging Issues and Challenges 305 Sanjay Kumar Gupta 19.Micro-Finance Through Co-operative: Alleviating Rural Poverty 314 Ajay Kumar 20.Micro-Finance Through Women's Cooperative Banking 324 Rajeshwari Kumari 21.Micro-Finance and Poverty Alleviation 339 Manju Kumari 22.Relevance of Micro-Finance to the Indian Economy 346 Udita 23.Changing Dynamics of Micro-Credit in India 360 Dimpal Rani 24.Management of Micro-Credit for Rural Development in India 369 Mahesh Chandra Prasad 6- Indrajit Prasad Roy 25.Impact of Micro-Finance: A Critical Survey 384 Sumit Prasad & Ashutosh Kumar 26.Micro-Finance and Povertry Alleviation in India 393 Ramashish Purvey