Contents
Undertaking iii
Certificate iii
Acknowledgments v
Abstract vii
Table of contents ix
List of figures x
1 Introduction 1
1.1 Need of the Study 2
1.2 Aim of the Study 2
1.3 Objectives of the Study 2
1.4 Research Design and Approach to the Study 2
1.5 Timeframe of the Research 3
1.6 Scope and Limitations of the Study 4
1.7 Data collection and its Limitations 4
2 Literature Review 6
2.1 Need of Housing Policies and Programs 6
2.2 Central government Interventions in Housing through Five-Year Plan, Policies and Programs 8
2.2.1 Initial six five-year plans 8
2.2.1.1 First five-year plan 1951-1956 10
2.2.1.2 Second five-year plan 1956-1961 11
2.2.1.3 Third five-year plan 1961-1966 11
2.2.1.4 Fourth five-year plan 1969-1974 12
2.2.1.5 Fifth five-year plan 1974-1978 12
2.2.1.6 Sixth five-year plan 1980-1985 12
2.2.2 7th five-year plan to 9th five-year plan 12
2.2.2.1 Seventh five-year plan 1985-1990 15
2.2.2.2 Eight five-year plan 1992-1997 16
2.2.2.3 Ninth five-year plan 1997-2002 16
2.2.3 10th five-year plan to 12th five year plan 16
2.2.3.1 Tenth five-year plan 2002-2007 17
2.2.3.2 Eleventh five-year plan 2007-2012 18
2.2.3.3 Twelfth five-year plan 2012-2017 18
2.3 Policies, Acts, Missions, and Schemes reviewed at Central Level 18
2.4 Institutional Framework of Government of India with respect to Housing 20
3 Housing condition in India and across various States 24
4 Case study State: State of MAHARASHTRA 32
4.1 Overview of Housing in the state of Maharashtra 32
4.2 Institutional framework in state of Maharashtra with respect to Housing 33
4.3 Initiatives by the Central Government in Maharashtra to tackle the issue of Housing 35
4.3.1 Basic services for urban poor (BSUP) and Integrated housing for slum development program (IHSDP) under JNNURM in Maharashtra 35
4.3.2 Pradhan Mantri Awaas Yojana (PMAY) in Maharashtra 38
4.4 Initiatives by the State Government in Maharashtra to tackle the issue of Housing.43
4.4.1 Slum rehabilitation authority SRA 43
4.4.2 Shivshahi punarvasan prakalp ltd 45
4.4.3 Beedi worker gharkul yojana 46
4.4.4 Maharashtra Housing and Area development authority MHADA 47
4.5 Comparative performance of all housing policies and programs in Maharashtra 49
4.6 City of Mumbai 50
4.6.1 Pradhan Mantri Awaas Yojana in Mumbai 50
5 Case study State: State of RAJASTHAN 52
5.1 Overview of Housing in the state of Rajasthan 52
5.2 Institutional framework in state of Rajasthan with respect to Housing 53
5.3 Initiatives by the Central Government in Rajasthan to tackle the issue of Housing 55
5.3.1 Basic services for urban poor (BSUP) and Integrated housing for slum development program (IHSDP) under JNNURM in Rajasthan 55
5.3.2 Rajiv Awaas Yojana (RAY) in Rajasthan 55
5.3.3 Pradhan Mantri Awaas Yojana (PMAY) 57
5.4 Initiatives by the State Government in Rajasthan to tackle the issue of Housing 60
5.4.1 Rajasthan Housing Board (RHB) 60
5.4.2 Affordable Housing Policy 61
5.5 Comparative performance of all housing policies and programs in Rajasthan 63
5.6 City of Jaipur 64
5.6.1 Pradhan Mantri Awaas yojana in Jaipur 64
6 Comparative Analysis of performance of housing policies and schemes in MAHARASHTRA and RAJASTHAN 65
7 Key Learnings and Inferences 66
7.1 Institutional Framework 66
7.2 Comparative matrix across Central level and State level policies 67
7.3 Shift in Policy Focus 75
References lxxviii
Appendix 1: Target and Funding under Slum rehabilitation authority SRA, Maharashtra lxxx
Appendix 2: Target and funding under VAMBAY, Maharashtra lxxxii
Appendix 3: Target and funding under Beedi worker gharkul Yojana, Maharashtraxvii
Appendix 4 : Target and Funding under Shivshahi Punarvasan Prakalp Ltd., Maharashtra xviii
Appendix 5 : Target and Funding under MHADA, Maharashtra xix
Appendix 6: Target and Funding in BSUP and IHSDP under JNNURM, Maharashtra xx
Appendix 7: Data for PMAY from CSMC minutes for Maharashtra xxi
Appendix 8: Data for PMAY for Mumbai region from CSMC minutes xxiv
Appendix 10: Target and Funding under Gharonda scheme for Rajasthan xxvii
Appendix 11: Target and funding in BSUP and IHSDP under Jnnurm for Rajasthan xxviii
Appendix 12: Target and Funding under Rajasthan Housing Board xxix
Appendix 13: Data for PMAY from CSMC minutes Rajasthan xxx