Content
Undertaking i
Certificate iii
Acknowledgments v
Abstract vii
Table of contents viii
List of Figures xiv
List of Tables x
1 Introduction 1
1.1 Background 1
1.2 Pradhan Mantri Awas Yojana 1
1.2.1 Introduction 1
1.2.2 Mission Target for Urban Housing Shortage 3
1.3 Is Housing for All possible by 2022? 3
1.3.1 Nation’s Progress of the Scheme 3
1.3.2 Target Achievement by 2022 3
1.4 Need for study 4
1.5 Problem Statement 4
1.6 Aim & Objectives of Study 4
1.6.1 Aim 4
1.6.2 Objectives 4
1.7 Research Methodology 5
1.8 Work Schedule 6
1.9 Scope of work and Limitations 7
1.9.1 Scope of work 7
1.9.2 Limitations 7
1.10 Structure of Report 7
2 Housing Programmes and Policies in India: A Review 10
2.1 Housing Policies between 1950s-70s 10
2.2 Housing Policies between 1970s-90s 10
2.3 Housing Policies between 1970s-90s 11
2.4 Housing Policies post 2000 12
2.4.1 Jawaharlal Nehru National Urban Renewal Mission (JnNURM) 13
2.4.2 Rajiv Awas Yojana (RAY) 13
2.5 Pradhan Mantri Awas Yojana (PMAY) 13
2.5.1 In Situ Slum Redevelopment (ISSR) 14
2.5.2 Credit Linked Subsidy Scheme (CLSS) 16
2.5.3 Affordable Housing in Partnership (AHP) 18
2.5.4 Beneficiary Led Construction or Enhancement (BLC) 20
2.5.5 Implementation and Fund Release Mechanism under PMAY 21
2.5.6 Status of PMAY in India 22
3 Progress of PMAY-U in Gujarat State 26
3.1 In Situ Slum Rehabilitation (ISSR) 26
3.1.1 Slum Rehabilitation Policy – PPP- 2013 26
3.1.2 Progress of ISSR in Gujarat 27
3.2 Credit Linked Subsidy Scheme (CLSS) 27
3.2.1 Progress of CLSS in Gujarat 28
3.3 Affordable Housing in Partnership (AHP) 28
3.3.1 Gujarat Affordable Housing Policy 2014 29
3.3.2 Progress of AHP in Gujarat 30
3.4 Beneficiary Led Construction and Enhancement (BLC) 30
3.4.1 State Guidelines for BLC 30
3.4.2 Progress of BLC in Gujarat 31
3.5 Gujarat State PMAY Urban Performance 31
4 SURAT 34
4.1 Surat City Profile 34
4.1.1 Introduction 34
4.1.2 Administrative setting 34
4.1.3 Demographic and socio-economic characteristics of Surat 34
4.1.4 Public land in Surat 35
4.1.5 Housing scenario in Surat 35
4.1.6 Housing Stock in Surat 35
4.1.7 Supply and demand 35
4.1.8 Slum Profile in Surat 36
4.1.9 Performance in previous housing programmes 37
4.1.10 Housing Shortage 37
5 Implementation of PMAY in SURAT 38
5.1 HFAPoA Report of Surat City 38
5.2 Progress of Surat City Under PMAY- U 39
5.3 In Situ Slum Redevelopment 40
5.3.1 Performance 40
5.3.2 Stakeholder Interviews 42
5.3.3 Factors impacting in slum redevelopment in Surat 45
5.4 Credit Linked Subsidy Scheme 45
5.4.1 Performance and statistics 45
5.4.2 Stakeholders Interviews 46
5.4.3 Factors impacting CLSS implementation in Surat 47
5.5 Affordable housing in partnership 48
5.5.1 Performance & Statistics 49
5.5.2 Stakeholders Interviews 49
5.5.3 Inferences from Case Studies 51
5.5.4 Factors impacting performance of AHP in Surat 53
5.6 Beneficiary led construction 55
5.6.1 Performance and statistics 55
5.6.2 Stakeholders 56
5.6.3 Factors Impacting performance of BLC in Surat 58
6 Recommendations 60
6.1 In Situ Slum Rehabilitation 60
6.2 Affordable housing in Partnership 60
6.3 Credit Linked Subsidy Scheme 61
6.4 Beneficiary Led Construction 61
6.5 Recommendations to Practice codes at City Level 62
6.5.1 In Situ Slum Redevelopment 62
6.5.2 Affordable housing in Partnership 63
6.5.3 Beneficiary Led Construction and Enhancement 63
6.5.4 Credit Linked Subsidy Scheme 63
6.6 Recommendations to the State Level Policy 64
6.6.1 In Situ Slum Redevelopment 64
6.6.2 Affordable Housing in Partnership 66
6.7 Beneficiary led Construction and Enhancement 68
6.7.1 Recommendations to State Policy 68
6.7.2 Recommendations to Practice codes at State and City Level 69
6.8 Credit Linked Subsidy 70
6.8.1 National Level Recommendations to Policy 70
6.8.2 Recommendations to State Practice Codes 71
7 Summary 74
7.1 Way Forward 76
References xvii
Appendix 1: Questionnaire 18