CONTENTS: Foreword ix Preface xi Contributors List xv 1. Rural Credit and Regional Rural Banks 1 K. A. RASURE 2. Role of Informal Sector Lenders in Agricultural 10 and Rural Development-An Empirical Study KANAK KANTI BAGCHI & GOUTAM GHOSH 3. Rural Credit for Rural Development in the Global Era 29 BlRENDRA KUMAR JHA 4. Indebtedness of Rural Farmer Households: 54 An Analysis of the Major States in India JAGANNATH LENKA 5. Micro Finance Towards Empowerment of 66 Rural Women: A Study of Tekkali Mandal in Srikakulam District of Andhra Pradesh D. PlJLLA RAG & M. SUNDARA RAO 6. Rural Credit in India: Recent Developments 79 VIPLA CHOPRA 7. Micro Finance and Poverty Reduction: Analytical 98 Issues in Tiruchirappalli District, Tamil Nadu A. GUNASEKARAN 8. Micro Credit and Women Empowerment Through 110 Self Help Groups: A Case Study of Chennai City A. GUNASEKARAN 9. Rural Agriculture Credit in the Post-Reform 119 Period Some Concerns PRAVEEN SHARMA 10. Rural Credit in the Era of Globalization 147 S. N. YOGISH 11. Poverty Alleviation Through Micro-credit 161 Programme of SHGs: A Case Study of Sabala in Bijapur District of Karnataka R. R. BIRADAR,VENKATAPPA NAIK & P. M. PARGONDA 12. Agricultural Credit Flow by Public and 182 Private Sector Banks-An Economic Analysis GIRIJA YABANNAVAR, HOSAMANI S. B. & KULKARNI B. S. 13. Microcredit: A Powerful Strategy for Attacking 196 Poverty in Developing Countries P. LOGANATHAN & K. SARAVANAN 14. Rural Credit in India: Issues and Prospectives 212 S. K. DHAGE & B. G. LOBO 15. Changing Scenario of Rural Credit in India 226 S. K. DHAGE & B. G. LOBO 16. Impact of Institutional Credit on the 238 Rural Economy of Karnataka: A Case study of Kolar Grameena Bank V. MUNIRAJU & V. RAMAKRISHNAPPA 17. Micro Credit-A Ray of Hope for Poverty 253 Alleviation in India PUSHPA SINHA & RATNA MITRA 18. Rural Lending in the Reform Era 269 PUSHPA S. ABBIGERI 19. Contours of Co-operative Development in 279 Karnataka-Issues for the New Millennia S. MAHENDRA KUMAR 20. Self Help Groups and Poverty Alleviation 288 R. RAMAKRISHNA, N. SUBBA RAO & D. TATA RAO 21. Kisan Credit Card Scheme: An Overview with a 296 Focus on Andhra Pradesh N. SUBBA RAO 22. Upliftment of SHGs Through 310 Micro Finance Institutions in Rural India B. VIJAYA & VEERENDRAKUMAR 23. An Agenda for New Institutional Order in the Global Era 319 S. V. PADMINI 24. Microfinance in India-From Financial to Social Intermediation 340 V. BASIL HANS 25. Micro-finance as a Tool of Empowerment: A Critical Review 361 N. S. MUGADUR & H. H. ULIVEPPA 26. Globalization and Co-operative Banking Reforms 375 in India with Special Reference to Rural Credit on Agriculture A. MARIMUTHU, A. BOSE & D. BOSE 27. Creating a Safety Net Through Credit 384 SHERLY KURIEN 28. Rural Finance in Contemporary India 389 CHANNABASAVANAGOUDA P. 29. Inclusiveness of Banking System in India-404 In Retrospect and Prospect ANJALI JAIN & MONA KHARE 30. Empowerment of Rural Poor Through SHGs 420 Formed by DRDA and NGO in Bihar C. S. SlNGHAL 31. Rural Credit and Agricultural Development in India:431 An Analysis of its Structure, Need and Growth JAYASHEELA & SHOUKAT ALI M 32. Income Generation for the Poor Through Micro Enterprises 460 K. P. KUMARAN Index 471