TY  - BOOK
AU  - Naulakha, Anuradha
AU  - Mahadevia, Darshini (Guide)
TI  - Microfinance and urban poor - understanding the impact : case of Ahmedabad  (Also available on CD) 
U1  - P TH-1053 
PY  - 2009///
N1  - CONTENTS List of Figures  III List of Tables  III List of Boxes  IV Acronyms  V Executive Summary  1 1.  Introduction  9 1.1.  Introduction and Relevance of study  9 1.2.  Research Question, Aim and Objective  12 1.3.  Methodology  12 1.4.  Scope and Limitations  13 2.  Microfinance and Poverty: An Understanding  17 Section A-Microfinance  17 2.1.  Financial Service providers  17 2.2.  Microcredit and Beyond  20 2.3.  Overview and Growth of Microfinance in India  22 2.4.  Microfinance and Existing Group Models  24 2.5.  Issues in urban microfinance provision   26 Section B-Who Do we call POOR?  28 2.6.  Poverty and its Measurement  28 2.7.  Poverty in India  29 2.8.  Urban Poverty  30 Section C-Poor and their Financial Needs  32 2.9.  Why do poor need financial services?  33 2.10.  How poor are the clients?  35 Section D- Impact of Microfinance on Poor: What do we know so far?  37 2.11.  Microfinance and Living Conditions  37 2.12.  Microfinance and Economic Conditions  41 3.  Program context: Ahmedabad and SEWA Bank  47 Section A: Ahmedabad city and urban poor  47 3.1.  Slums in Ahmedabad  48 3.2.  Programs and Policies related to Poverty alleviation  49 Section B-SEWA in Ahmedabad  51 3.3.  Microfinance Institutions in Ahmedabad  51 3.4.  SEWA and its Products  52 4.  Research Design, Method and Sample selection  60 4.1.  Preliminary studies  60 4.2.  Case studies  60 4.3.  The Postulates  61 4.4.  Questionnaire formulation  63 4.5.  Sample design  64 5.  Measuring the Impact of Microfinance  70 5.1.  Sample Introduction  70 5.2.  Analysis of Client group and Control group  72 5.2.1.  Socio-Economic analysis  73 5.2.2.  Assets: Housing and Non-Housing  81 5.2.3.  Income and Expenditure  83 5.2.4.  Savings and Investments  86 5.2.5.  Loans and other Borrowings  88 5.2.6.  Vulnerability Measure  91 5.2.7.  Preparedness for future  95 5.2.8.  Impact of Recession  95 6.  Summary of findings, Conclusion and Recommendations  98 Appendices  106 Appendix 1: SEWA Bank's Summary of finance for savings and Credit  106 Appendix 2: Products of SEWA Bank  108 Appendix 3: Household survey Questionnaire  110 Glossary  115 Bibliography  119
ER  -