CONTENTS Introduction Executive Summary 1 A. Background of the Study6 A.1 Urban Housing 6 A.2 National Housing Policy 6 A.3 Housing Sector in India 7 A.4 Approach to Housing Development 8 A.5 Estimates of Housing Shortage in India 9 A.6 Overview of urbanization in Madhya Pradesh 11 A.7 Housing situation in MP 13 B. Need for study 14 C. Aim 16 D. Objectives 16 E. Scope of work 16 Part 1 Transformation of Housing Policy in India - The Trend Towards Market Mechanisms 1.1Introduction17 1.2 Institutional Development Phase : 1947-1970 18 1.2.1 Independent India - The task of Nation Building 18 1.2.2 Land Reforms 18 1.2.3 Government of India - Plans and Programmes 19 1.3 The Pre-Reform Phase : 1970-9021 1.3.1 Increasing Government Control in the Housing Sector 21 1.4 The Post-Reform Phase : 1991 Onwards 22 Part 2 Transformation in the role of Madhya Pradesh Housing Board 2.1 Housing Activity in Madhya Pradesh17 2.2 Overview of Madhya Pradesh Housing Board 19 2.2.1Offices of M.P.H.B. and its Constitution 30 2.3 What is an Organizational Transformation 32 2.3.1 Parameters defining transformation in the role of M.P. Housing Board 33 2.4 Transformation in terms of Policies34 2.4.1 Pre - Reform Phase34 2.4.2 Post -Reform Phase (1995 M.P. State Housing Policy)35 2.4.3 Post -Reform Phase (M.P. State Housing & Habitat Policy 2007) 36 2.5Transformation in terms of Quantity and Product Mix38 2.5.1 Housing Activity of M.P. Housing Board 38 2.5.2 Summary of all the housing activities taken up by M.P. Housing Board from inception till 2007-0837 2.5.3 Other activities of Madhya Pradesh Housing Board 47 2.6Transformationn in terms of Housing Finance .55 2.6.1 Impact of changing Financial Situation on M.P. Housing Board 55 2.6.2 Transformation in the Policies of HUDCO 56 2.6.3 Options for purchasing property from M.P. Housing Board 59 2.7 Transformation in terms of Availability of Land 60 2.7.1 Analysis of availability of land with M.P. Housing Board 60 2.7.2 HUDCO's new scheme for land acquisition & development of Human Settlement 62 Part 3 Initiatives taken up by other State Housing Boards and Housing Agencies across India 3.1West Bengal Housing Board63 3.1.1 Introduction 63 3.1.2 West Bengal Government Policies 64 3.1.3 West Bengal turns to private builders to meet housing need 65 3.1.4 Backgroung of Rajarhat New Town Project70 3.2 Tamil Nadu Housing Board 72 3.2.1 Introduction 72 3.2.2 Tamil Nadu Housing Board 72 3.2.3 Reforms put Housing Board on the road to revival73 3.3 Karnataka Housing Board75 3.3.1 Introduction75 3.3.2 Revival of Karnataka Housing Board 76 3.4 INDIRAMMA- Housing for poor -Govt. of Andhra Pradesh flagship programme 3.4.1 Concept 78 Part 4 Concept of Affordable Housing and Recommendations for Madhya Pradesh Housing Board 4.1 Concept of Affordable Housing in India 83 4.2 Key Observtions on M.P. Housing Board 86 4.3 Recommendations for Madhya Pradesh Housing Board 88 Annexures 93