List of figures ix List of tables xi List of contributors xii Preface xv Beyond home ownership: an overview - Richard Ronald and Marja Elsinga1 PART I Demographic change, housing wealth and welfare 29 2 Housing and demographic change - John Doling 31 3 The housing pillar of the Mediterranean welfare regime:relations between home ownership and other dimensions of welfare in Italy - Teresio Poggio 51 4 Home ownership in post-socialist countries: between macro economy and micro structures of welfare provision - Srtia Mandic 68 PART II Government, markets and policies 89 5 Home ownership and Nordic housing policies in 'retrenchment' - Hannu Ruonavaara 91 6 Owner-occupation in an increasingly uncertain world: the English experience - Christine Whitehead 108 7 Home ownership as public policy in the United States - Rachel C. Bmtt 130 8 Home ownership risk and responsibility before and after the U.S. mortgage crisis - Rachel G. Bratt 146 PART III Housing ladders and fading dreams 171 9 The shifting housing opportunities of younger people in Japan's home-owning society - Yosuke Hirayama 173 10 Home ownership - continuing or fading dream? - David Thorns 194 Notes 215 Index 221