Housing aspirations and preferences - analytical study of public sector employees in Ahmedabad (Also available on CD)
Jain, Mallika
Housing aspirations and preferences - analytical study of public sector employees in Ahmedabad (Also available on CD) - 2009 - ii,xxvii,216p,xii,xviii,xii-xxvii,xii-xvii,xii-xxii,vip.,CD-ROM
CONTENTS Certificate i Undertaking ii Acknowledgement iii Table of Content iv List of Tables xi List of Charts xiv List of Maps xx Abbreviations xx Abstractxxi Executive Summary xxiv Chapter 1 - Study Conceptualization 2 1.1. Background of the Study2 1.2. Identified Issues 3 1.3. Need of the Study 4 1.4. Research Questions 7 1.5. Aim and Objectives 7 1.6. Methodology Followed 8 1.7. Analytical Framework10 1.8. Scope and Limitations11 1.9. Structure of Report12 Chapter 2 - Literature Review 14 2.1. Importance of House 13 2.1.1. House- A Necessity 14 2.1.2. Expression of House 14 2.1.3. House - A commodity 15 2.2. Housing Sector development 15 2.2.1. A Concise Elucidation 16 2.2.2. An Employment generator 17 2.2.3. An Engine of Economic Growth 19 2.2.4. Government Role- Five Year Plans 21 2.3. Housing finance systems26 2.3.1. A Catalyst for National growth 27 2.3.2. Sectors in Housing Finance 27 2.3.3. Formal Housing Finance Sector 28 2.3.4. Housing Finance - An Industry 34 2.3.5. Interest Rates35 2.3.6. Payment plans for home buyers 39 2.3.7. Affordable Cost Of Housing40 2.3.8. The Need For Access To Housing Finance40 2.3.9. Determinants Of Accessibility To Housing Finance 40 2.4. Housing Aspirations and Preferences 42 2.4.1. Housing Aspirations 42 2.4.2. Housing Preferences 44 2.4.3. Housing Adjustments 44 2.5. Housing Attributes and Variables 45 2.6. Summary 48 Chapter 3 - City Profile and Housing Scenario 52 3.1. City Profile 52 3.1.1. Growth and Spatial Structure of the City 52 3.1.2. Demography 58 3.1.3. Income Group Pattern60 3.2. Housing Scenario 62 3.3. Housing Supply 63 3.3.1 Public Sector Supply 63 3.3.2 Private Sector Supply 66 3.3.2.1 Micro zones Market Availability 68 3.3.1.1. Popular Sector Supply73 3.4. Shelter-delivery schemes and methods of financing. 75 3.5. Summary 76 Chapter 4- Data Assortment and Analysis 78 4.1. Public Sector Employees78 4.1.1. Selection of Public Housing79 4.1.2. Sampling Design 80 4.2 Introduction of selected Public Housing 81 PART A: Controlled Group Analysis 4.3 Variables used for Analysis 84 4.4 Vikramnagar, Space Application Centre Township, West Ahmedabad 85 4.4.1 Introduction 85 4.4.2 Sample Segregation86 4.4.3 Household Information Analysis 87 4.4.3.1 Income wise classification 87 4.4.3.2 Housing allotment 88 4.4.3.3 Household Head Age88 4.4.3.4 Professional Designation 89 4.4.3.5 Household Size 90 4.4.4 Current Housing Situation90 4.4.4.1 Income wise classification90 4.4.4.2 Life Cycle stage wise classification 96 4.4.5 Satisfaction Level Analysis 97 4.4.6 Aspirations and Preferences Analysis98 4.4.6.1 Income wise classification 98 4.4.6.2 Life Cycle stage wise classification 108 4.5 Oil and Natural Gas Company, Chandkheda , North Ahmedabad 111 4.5.1 Introduction 111 4.5.2 Sample Segregation 112 4.5.3 Household Information Analysis 112 4.5.3.1 Income Classification 112 4.5.3.2 Housing allotment113 4.5.3.3 Household Head Age 114 4.5.3.4 Professional Designation 114 4.5.3.5 Household Size115 4.5.4 Current Housing Situation Analysis 116 4.5.4.1 Income wise classification 116 4.5.4.2 Life Cycle stage wise classification121 4.5.5 Satisfaction Level Analysis 122 4.5.6 Aspirations and Preferences Analysis 122 4.5.6.1 Income wise classification 123 4.5.6.2 Life Cycle stage wise classification133 4.6 Bharat Sanchar Nigam Limited, Satellite, West, Ahmedabad 135 4.6.1 Introduction 135 4.6.2 Sample Segregation 136 4.6.3 Household Information Analysis136 4.6.3.1 Income wise classification 136 4.6.3.2 Housing allotment 137 4.6.3.3 Household Head Age 137 4.6.3.4 Professional Designation 138 4.6.3.5 Household Size139 4.6.4 Current Housing Situation 139 4.6.4.1 Income wise classification 139 4.6.4.2 Life Cycle stage wise classification 144 4.6.5 Satisfaction Level Analysis 145 4.6.6 Aspirations and Preferences Analysis146 4.6.6.1 Income wise classification 146 4.6.6.2 Life Cycle stage wise classification 154 4.7 Complied and Comparative Analysis 156 4.7.1 Sample Segregation 156 4.7.2 Household Information Analysis157 4.7.2.1 Income wise classification 157 4.7.2.2 Household Head Age 158 4.7.2.3 Professional Designation 159 4.7.2.4 Household Size160 4.7.3 Current Housing Situation 162 4.7.3.1 Income wise classification 162 4.7.3.2 Life Cycle stage wise classification167 4.7.4 Satisfaction Level Analysis 168 4.7.5 Aspirations and Preferences Analysis169 4.7.5.1 Income wise classification169 4.7.5.2 Life Cycle stage wise classification 175 4.8 Housing Demand by PSE in Ahmedabad176 4.8.1 Issues in modeling Housing Demand 176 4.8.2 Estimation of demand of Housing Characteristics 178 4.8.2.1 Theoretical Basis of Estimation 178 4.8.2.2 Variables for Hedonic Functions 179 4.8.2.3 Results of Hedonic Analysis180 4.8.2.4 Summary of Hedonic Analysis181 4.8.3 Expenditure on Housing 182 4.8.4 Housing Demand Analysis 184 4.8.4.1 Measurement of Dependent Variable 184 4.8.4.2 Linear Demand Analysis 186 4.8.4.3 Log Linear Demand Analysis 187 PART B: Uncontrolled Group Analysis 4.9 Household Analysis 189 4.9.1 Sample Segregation 189 4.9.2 Household Information Analysis 190 4.9.2.1 Income Classification 190 4.9.2.2 Household Head Age 191 4.9.2.3 Household Size 191 4.9.2.4 Professional Designation 192 4.9.2.5 Mode of travel used193 4.9.3 Current Housing Situation 193 4.9.3.1 Income wise classification194 4.9.4 Satisfaction Level Analysis 196 4.9.5 Aspirations , Preferences and Adjustments Analysis 197 4.10 Housing Constraints Analysis201 4.10.1 Financial Constraints 201 4.10.2 Housing Market Information and Awareness Constraints 201 4.11 Summary 202 Chapter 6- Inferences and Conclusions Chapter 7- Propositions and Suggestions Annexures Bibliography
P TH-1099 / JAI
Housing aspirations and preferences - analytical study of public sector employees in Ahmedabad (Also available on CD) - 2009 - ii,xxvii,216p,xii,xviii,xii-xxvii,xii-xvii,xii-xxii,vip.,CD-ROM
CONTENTS Certificate i Undertaking ii Acknowledgement iii Table of Content iv List of Tables xi List of Charts xiv List of Maps xx Abbreviations xx Abstractxxi Executive Summary xxiv Chapter 1 - Study Conceptualization 2 1.1. Background of the Study2 1.2. Identified Issues 3 1.3. Need of the Study 4 1.4. Research Questions 7 1.5. Aim and Objectives 7 1.6. Methodology Followed 8 1.7. Analytical Framework10 1.8. Scope and Limitations11 1.9. Structure of Report12 Chapter 2 - Literature Review 14 2.1. Importance of House 13 2.1.1. House- A Necessity 14 2.1.2. Expression of House 14 2.1.3. House - A commodity 15 2.2. Housing Sector development 15 2.2.1. A Concise Elucidation 16 2.2.2. An Employment generator 17 2.2.3. An Engine of Economic Growth 19 2.2.4. Government Role- Five Year Plans 21 2.3. Housing finance systems26 2.3.1. A Catalyst for National growth 27 2.3.2. Sectors in Housing Finance 27 2.3.3. Formal Housing Finance Sector 28 2.3.4. Housing Finance - An Industry 34 2.3.5. Interest Rates35 2.3.6. Payment plans for home buyers 39 2.3.7. Affordable Cost Of Housing40 2.3.8. The Need For Access To Housing Finance40 2.3.9. Determinants Of Accessibility To Housing Finance 40 2.4. Housing Aspirations and Preferences 42 2.4.1. Housing Aspirations 42 2.4.2. Housing Preferences 44 2.4.3. Housing Adjustments 44 2.5. Housing Attributes and Variables 45 2.6. Summary 48 Chapter 3 - City Profile and Housing Scenario 52 3.1. City Profile 52 3.1.1. Growth and Spatial Structure of the City 52 3.1.2. Demography 58 3.1.3. Income Group Pattern60 3.2. Housing Scenario 62 3.3. Housing Supply 63 3.3.1 Public Sector Supply 63 3.3.2 Private Sector Supply 66 3.3.2.1 Micro zones Market Availability 68 3.3.1.1. Popular Sector Supply73 3.4. Shelter-delivery schemes and methods of financing. 75 3.5. Summary 76 Chapter 4- Data Assortment and Analysis 78 4.1. Public Sector Employees78 4.1.1. Selection of Public Housing79 4.1.2. Sampling Design 80 4.2 Introduction of selected Public Housing 81 PART A: Controlled Group Analysis 4.3 Variables used for Analysis 84 4.4 Vikramnagar, Space Application Centre Township, West Ahmedabad 85 4.4.1 Introduction 85 4.4.2 Sample Segregation86 4.4.3 Household Information Analysis 87 4.4.3.1 Income wise classification 87 4.4.3.2 Housing allotment 88 4.4.3.3 Household Head Age88 4.4.3.4 Professional Designation 89 4.4.3.5 Household Size 90 4.4.4 Current Housing Situation90 4.4.4.1 Income wise classification90 4.4.4.2 Life Cycle stage wise classification 96 4.4.5 Satisfaction Level Analysis 97 4.4.6 Aspirations and Preferences Analysis98 4.4.6.1 Income wise classification 98 4.4.6.2 Life Cycle stage wise classification 108 4.5 Oil and Natural Gas Company, Chandkheda , North Ahmedabad 111 4.5.1 Introduction 111 4.5.2 Sample Segregation 112 4.5.3 Household Information Analysis 112 4.5.3.1 Income Classification 112 4.5.3.2 Housing allotment113 4.5.3.3 Household Head Age 114 4.5.3.4 Professional Designation 114 4.5.3.5 Household Size115 4.5.4 Current Housing Situation Analysis 116 4.5.4.1 Income wise classification 116 4.5.4.2 Life Cycle stage wise classification121 4.5.5 Satisfaction Level Analysis 122 4.5.6 Aspirations and Preferences Analysis 122 4.5.6.1 Income wise classification 123 4.5.6.2 Life Cycle stage wise classification133 4.6 Bharat Sanchar Nigam Limited, Satellite, West, Ahmedabad 135 4.6.1 Introduction 135 4.6.2 Sample Segregation 136 4.6.3 Household Information Analysis136 4.6.3.1 Income wise classification 136 4.6.3.2 Housing allotment 137 4.6.3.3 Household Head Age 137 4.6.3.4 Professional Designation 138 4.6.3.5 Household Size139 4.6.4 Current Housing Situation 139 4.6.4.1 Income wise classification 139 4.6.4.2 Life Cycle stage wise classification 144 4.6.5 Satisfaction Level Analysis 145 4.6.6 Aspirations and Preferences Analysis146 4.6.6.1 Income wise classification 146 4.6.6.2 Life Cycle stage wise classification 154 4.7 Complied and Comparative Analysis 156 4.7.1 Sample Segregation 156 4.7.2 Household Information Analysis157 4.7.2.1 Income wise classification 157 4.7.2.2 Household Head Age 158 4.7.2.3 Professional Designation 159 4.7.2.4 Household Size160 4.7.3 Current Housing Situation 162 4.7.3.1 Income wise classification 162 4.7.3.2 Life Cycle stage wise classification167 4.7.4 Satisfaction Level Analysis 168 4.7.5 Aspirations and Preferences Analysis169 4.7.5.1 Income wise classification169 4.7.5.2 Life Cycle stage wise classification 175 4.8 Housing Demand by PSE in Ahmedabad176 4.8.1 Issues in modeling Housing Demand 176 4.8.2 Estimation of demand of Housing Characteristics 178 4.8.2.1 Theoretical Basis of Estimation 178 4.8.2.2 Variables for Hedonic Functions 179 4.8.2.3 Results of Hedonic Analysis180 4.8.2.4 Summary of Hedonic Analysis181 4.8.3 Expenditure on Housing 182 4.8.4 Housing Demand Analysis 184 4.8.4.1 Measurement of Dependent Variable 184 4.8.4.2 Linear Demand Analysis 186 4.8.4.3 Log Linear Demand Analysis 187 PART B: Uncontrolled Group Analysis 4.9 Household Analysis 189 4.9.1 Sample Segregation 189 4.9.2 Household Information Analysis 190 4.9.2.1 Income Classification 190 4.9.2.2 Household Head Age 191 4.9.2.3 Household Size 191 4.9.2.4 Professional Designation 192 4.9.2.5 Mode of travel used193 4.9.3 Current Housing Situation 193 4.9.3.1 Income wise classification194 4.9.4 Satisfaction Level Analysis 196 4.9.5 Aspirations , Preferences and Adjustments Analysis 197 4.10 Housing Constraints Analysis201 4.10.1 Financial Constraints 201 4.10.2 Housing Market Information and Awareness Constraints 201 4.11 Summary 202 Chapter 6- Inferences and Conclusions Chapter 7- Propositions and Suggestions Annexures Bibliography
P TH-1099 / JAI